Baccarat Basics


Baccarat is a casino table game with few complexities. Players can make Player, Banker, or Tie bets and watch the action unfold. Unlike other casino card games, aces and face cards have little-to-no value in baccarat.

Wagers on the winning hand are paid out. The aim is to have a total closest to nine when all the pips are added up (drop the first digit). Score sheets are available to keep track of the score.

Game rules

The croupier makes all playing decisions on a baccarat table. All cards in a baccarat hand are worth their numeric value, except face cards (Jacks, Queens, and Kings) and the tens, which equal zero points. The aces equal one point each. If a hand totals more than 10, the first digit is dropped, meaning that a hand containing two 8s would play as a 6.

After all the cards are dealt, the Banker and Player hands are compared. The hand closest to a value of nine wins. If neither hand has a value of nine, the game ends in a tie, and all bets on the Player and Banker sides are returned to the players.

It is a good idea to decide how much you want to spend before sitting down at the baccarat table. This will help you avoid getting carried away and spending more than you can afford to lose. In addition, proper baccarat etiquette dictates that you should not touch the chips once they are placed on the table.


Baccarat offers a variety of betting options, including side bets. These bets often have high payouts but come with a high house edge, so players should carefully consider their bankroll before placing these wagers. A popular baccarat side bet is the Big and Small bet, which aims to win if both the player and banker receive three-card hands totaling six. This is normally paid at 8:1 but can be as high as 100:1.

Baccarat games are available online in a wide range of casinos. Some of these sites offer lower house edges, while others charge a small commission on winning bets. This small taking is used to pay for new games and employee wages, so it’s important to choose a casino that charges a reasonable amount. Players should also play responsibly by setting betting limits and playing time limits. This will help them avoid becoming addicted to gambling and improve their long-term results.


There are a few different payouts in baccarat. Bets on the player winning or the banker winning pay out 1:1, while bets on a tie pay 8-to-1. Players can also place side bets, which are bets on the number of suits received. These bets usually have higher payouts than player/banker and tie bets. These bets can also be used with positive or negative progression systems, which involve increasing the size of a wager after every win and decreasing it after every loss.

Side bets in baccarat are a unique feature that allow players to diversify their experience. They are typically offered by live dealers at full-scale baccarat tables but can be found on mini games as well. Typical side bets include the Big and Small, which bet on the total value of four, five, or six cards. These bets have a standard payout of 8:1 but can pay up to 100:1. Another popular side bet is the Three-Card Six, which requires both the player and banker to receive a hand with a total value of eight.


Baccarat strategies can vary based on the player’s preferences and budget. Some players prefer to use a fixed system that allows them to stick to a specific bet size and limit their losses. Others prefer to follow a positive or negative progression system.

Positive progression systems involve increasing a player’s bet size after each win and reducing it after a loss. The reverse of this is the negative progression system, which is also popular in other table games such as roulette and craps.

Another strategy involves betting on a run. A player should always bet on the Player hand if it wins more often than the Banker, and they should never break a winning run. Similarly, they should avoid betting on a tie because this bet is a sure way to lose money. Moreover, the tie bet pays 14 units for every 100 you wager, making it very risky and not worth your while.