Baccarat Basics

Baccarat is one of the most popular casino games. It has been around for centuries and is still enjoyed by many people around the world. The game is known for its elegance and sophistication. It has even made an appearance in movies such as James Bond’s Casino Royal.

The game is played by betting on either the player or banker hand to have a value closest to nine. A winning player or banker wager will qualify for a 1 to 1 payout.

Game rules

There are from seven to 14 seats for players at a live baccarat table, depending on the game being played. Each player gets a betting area and two hands of cards are dealt. The objective is to bet on the hand that will have a total closest to nine. The bank and player hands are dealt according to specific house rules, which vary from one venue to the next. Typically, picture cards and tens are worth zero points while cards numbered 2-9 are worth their face value. Aces are worth one point.

After all bets are placed, the dealer will tot up each hand’s total and determine the winner. The winning hand is the one that totals closest to 9, with 9 being the best score. The other option is a tie bet, which pays out at odds of 8 to 1. Score sheets are usually provided to help players keep track of their wagers and the result of each round.


Baccarat is a game of chance, but there are many bets that can increase your chances of winning. For instance, the ’Player’ and ’Banker’ wagers pay off at 1 to 1, while the ’Tie’ wager pays 8 to 1. These payouts may vary from casino to casino, so it is important to understand them before betting.

The best bet to make is the Banker bet, which offers the highest return percentage and lowest house edge, but it does come with a 5% commission for casinos. Nonetheless, this bet is the safest choice and will give you the most wins in the long run.

Another popular baccarat side bet is the ’Ox 6’, which pays 40 to 1. This is offered at many brick-and-mortar casinos and can have a large payout if the Player or Banker hand has a three-card total of six. Lastly, there is also the ’Royal 9’ side bet that is a progressive jackpot bet and can have a high payout if the wins.


Baccarat has a few different payouts depending on the game version and table. Players can choose to bet on Player, Banker or a Tie. After everyone has placed their bets, the dealer deals two cards to the Player and Banker boxes. A winning bet on Player or Banker will be paid out based on the value of the hand.

The winner of the round is the hand that totals closest to nine. The other possibility is a tie, which pays out your stake if the Player or Banker hands are dealt a three-card hand worth a total of 8. A tie is often charged a 5% commission, while wins on the Player or Banker bets pay 1:1. Some casinos also offer a higher payout on the Tie bet, but this comes with a much higher house edge and should only be considered if you are willing to take a riskier bet. The best strategy is to play with a plan and set limits, especially on your losses.


Baccarat offers more variety than many gamblers realize, with several different versions available online. Some offer a number of side bets with large payouts, while others feature more complicated rules and betting options. Regardless of which version of baccarat you choose to play, it is important to understand the game rules and odds before placing your bets.

The most common form of baccarat is Punto Banco, which is the version that you will find in most American casinos. This game is played with between seven and 14 players, with two hands dealt to each player. The aim is to build a hand that totals closest to nine, or higher than the banker’s hand. All face cards and the tens are worth zero points, while the ace is worth one point. Once a hand is determined, the winner is announced. If no winner is declared, the bets are pushed. In some cases, a third card may be drawn if the initial hand has a value of 6 or 7, but not if it is 8 or 9. This is known as a stand.