The Basics of Baccarat


Baccarat is a casino game that can be played online. It has a lower house edge than Roulette and Blackjack. It also offers unique interactive experiences.

Players place their bets before the dealer deals the cards. They can choose to bet on the Player, Banker or a Tie. Winning Player and Banker hands pay out 1-to-1, but a winning Tie bet pays 8-to-1.

Game rules

Baccarat is a game of chance, and winning depends on correctly predicting which hand will win. Unlike blackjack or roulette, however, the game is not a zero-sum affair. The rules of baccarat differ slightly depending on whether the player or banker wins, but the overall objective is to get a total closest to nine.

After the players make their bets, two cards are dealt to the Player and Banker. Then the dealer sums up the scores. A score of 8 or 9 is called a natural and ends the hand, but if neither hand has a natural, a third card may be drawn.

Each card is worth its numerical value, with the final digit being the most important. For example, a seven and four add up to 12, but only the last digit counts. Aces count as one, while face cards are worth zero. This makes the ace a great addition to any baccarat hand.


Baccarat is a card game that requires players to wager on either the banker or player hand to acquire a total closest to nine. Winning bets are paid out in a proportion to the amount wagered, with a tie payout of 8-to-1. Score sheets are available at live baccarat tables to help players keep track of their bets. Cards numbered 2-9 are worth their face value, while Aces and picture cards are worth zero points. The croupier will announce the winning hand after each round and collect losing bets.

There are many betting strategies in Baccarat, including positive and negative progression systems. Positive progression systems increase the size of a player’s bet after each win and decrease it after a loss. One popular baccarat strategy is the Paroli system, which is similar to the Martingale betting system. It involves doubling your bet after every win and returning to the original betting unit after a loss.


Baccarat is one of the most popular casino card games and brings in billions to casinos. It’s also a great game to play online and on mobile devices, and players can choose from a variety of betting strategies. However, players should always check the payouts and house edge before making a bet.

A player’s or banker’s hand that is closest to nine wins the game. In the event of a tie, neither side wins and a new round starts. Typically, the winning side pays out 1:1, though casinos pay a 5% commission on winning bets.

Some baccarat tables offer additional side wagers. For example, the Ox 6 side bet pays out if your “Player” or “Banker” hand wins with a three-card total of six. Similarly, the Double-suited 3 card 8 and Suited 3 card 8 side bets pay when your chosen player or banker has a suited 3-card total of 8. These types of side bets can be found at most standard baccarat tables in brick-and-mortar casinos.


While the basic rules of baccarat remain unchanged, there are many variations that tweak the game’s rules and gameplay. The most common variants are Punto Banco and Chemin de Fer. Both use standard eight decks and allow players to place bets on either the player or banker. The player hand must beat the banker’s hand to win. If neither hand produces a natural, the game ends in a tie.

EZ Baccarat is another popular variation of the game, which uses different rules for payouts and bonuses. While this variation leaves the drawing rules the same, it reduces the payout odds for a winning banker bet and compensates for the loss by reducing the house edge by about 4.9%.

Players are advised to set win goals and loss limits when playing baccarat, in order to keep control of their bankroll. This will help them avoid overspending and prevent them from losing too much money. In addition, they should practice discipline and self-control.