The Basics of Baccarat


Baccarat may look complicated, but it’s one of the easiest casino games to play. Its rules are simple, and the goal is to predict which hand, player or banker, will come closest to nine when all the pips are added up. Ten value cards have zero points, and aces count as 1.

Before you start playing, determine your gambling limits. Always bet responsibly and stop when you reach your loss limit.

Game rules

Baccarat is a game of chance, and it’s important to know how the rules affect the payouts. For example, a player’s hand must total eight or nine to win, and a banker’s hand must have a value closer to nine than the player’s. In addition to this, there are a few side bets that pay out based on a player or banker pair. These bets vary by establishment and platform, but they are usually 11:1 odds.

The dealer will then tot up the totals and determine a winner. The winning wager will be paid out, and the losing bets will be collected. Players should note that the dealer will subtract a five percent commission from winning banker bets. This will reduce the payout odds of the winning banker bet to 19 to 20. This is the reason why it’s best to stick with a banker bet. Players who correctly forecast a winning banker hand qualify for a 1:1 payout, and players who correctly anticipate a winning player hand will receive a 8:1 payout.


Baccarat is one of the most popular casino games. Its moderately low house edge and many possible bet choices attract players from around the world. It is important to understand the game process and betting options in order to maximize your potential for winning.

It is also a good idea to set a bankroll before playing baccarat. This way, you can control your spending and avoid losing too much money. The goal is to have as much fun as possible while keeping your gambling in check.

Besides the standard Player, Banker, and Tie wagers, some baccarat tables offer an additional side bet called Dragon Bonus. This bet allows you to place a wager on both the Player and Banker hands and is paid out if either hand wins with a three-card win. A winning Player or Banker wager qualifies for a 1 to 1 payout, while a winning Tie bet pays 8 to 1. Aside from the 5% commission on a winning “Banker” bet, this side bet can pay off very well.


The payouts in baccarat vary depending on the bet you place. A winning Banker bet pays 1:0.95, while a winning Player bet gets 1:1. The Tie bet, however, offers a large payout of 8:1, but it has a 9.52% probability of winning and is riskier than either the Player or Banker hand.

You can also make side bets on the game, which offer additional payouts if you win. These bets differ by establishment and platform, but some of the most exciting include Small Tiger and Royal 9.

As with any gambling venture, it’s important to determine how much you are willing to lose before starting. This will help you stop while ahead and avoid going broke. A common strategy is to set a loss limit before you begin and stop when you’ve reached it. This is called betting to your limit, and it works surprisingly well in baccarat. However, beware of betting runs. They can be dangerous and lead to major losses.


Baccarat is a game of chance, but there are many variations that can improve your odds. For example, the Martingale strategy, which involves doubling your bet every time you lose, can be a profitable way to play the game. Just make sure to keep your winnings low by limiting the size of your bets.

Other popular baccarat games include mini baccarat, chemin de fer, and EZ baccarat. These variants all follow the same rules but offer different wager limits and betting options. EZ Baccarat is the easiest to play, and it removes the standard banker’s commission on a winning hand with a score of 7. It also offers two side bets: ‘Dragon 7’ that pays out when the banker wins using a three-card seven and ‘Panda 8’ that pays out when the player wins with a three-card 8.

Another baccarat variation is Mini baccarat, which has lower stake and wager limits than traditional games. This version of the game is growing in popularity in casinos and online, especially among players who are new to the game.